Auto loan rewrite - myFICO® Forums - 1576808
...Re: Auto loan rewrite Are you asking about refinancing your auto loan ? Auto loans are installment loans and FICO doesn't weigh the amount of installment debt very heavily at all, so you won't see much score improvement as your balance decreases....
https://ficoforums.myfico.com/t5/Auto-Loans/Auto-loan-rewrite/td-p/1576808
Auto Loan Rewrite- Ford Credit - myFICO® Forums - 640655
...Auto Loan Rewrite- Ford Credit Good Morning, I am applying for a mortgage and in order to qualify I have to lower my DTI. My only debt is a car payment that is $488 a month. There is only 15 months left, but right now I do not have the money to pay it off since most of my reserves are going towards a down payment....
https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Rewrite-Ford-Credit/td-p/640655
Contract was changed after I signed/left the dealership.
...Understanding that they dealership shouldn't have changed the date, how has this affected your credit? You should have your old account paid off and your new account showing an inception date with your payment history. Was the payoff on the old lease made LATE or was the payment on your new lease posted late? What "credit issue" is happening to you? The dealership cannot change your contract ......
https://ficoforums.myfico.com/t5/Auto-Loans/Contract-was-changed-after-I-signed-left-the-dealership/td-p/6791118
Rakuten AMEX Auto-LUV! - myFICO® Forums - 6848109
...Rakuten AMEX Auto-LUV! My 4th statement for Rakuten AMEX closed today. I was initially approved with a $10K SL. So far, I've found the card to be great for consistently getting at least 5% cash back when opting in to nearly anything on Rakuten. I've been using it a lot at CVS in-store (which is usually 2% or 2.5%, plus the 4% for using the card)....
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Rakuten-AMEX-Auto-LUV/td-p/6848109
Auto Loans - myFICO® Forums
...It?s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans....
https://ficoforums.myfico.com/t5/Auto-Loans/bd-p/autoloans
BofA CLI - myFICO® Forums - 6849911
...I was just relaxing and browsing the internet. For some reason I logged into BofA. I've been sitting at $4K for this card over 2 years. I used it when I first got it for a 0% balance transfer. I paid it off in 6 months and never used it again. Well, when logging in the "request credit line increa......
https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BofA-CLI/td-p/6849911
Auto loan with no open accounts? BMW FS - myFICO® Forums
...Auto loan with no open accounts? BMW FS Hello, Long story short. My only 2 credit cards were with Chase. I got all my accounts closed randomly by them. Now my credit report shows 0 open trade lines, 0 available credit, etc. However, I have 6 paid off auto loans on my report as well. Amounts all ranging from 35k-90k, all in the last 4 years....
https://ficoforums.myfico.com/t5/Auto-Loans/Auto-loan-with-no-open-accounts-BMW-FS/td-p/6827746
What is the perrect utilization? - myFICO® Forums - 6849462
...Optimal revolving utilization is: 1. Aggregate utilization under 5% 2. Individual card utilization (s) under 9%. 3. If you have only one revolving credit card, it needs to report a balance. This will avoid the "no recent revolving activity penalty". That penalty is often 15-20 points. AMEX charge cards are not considered revolving accounts. So, if only your AMEX card reports a balance, your ......
https://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/What-is-the-perrect-utilization/td-p/6849462
Hyundai 2 months behind on auto loan payment reporting
...Re: Hyundai 2 months behind on auto loan payment reporting The reporting of my home and my car loans both run a full month or more behind, different financial institutions too. Back to gardening until Late February 2026. Current FICO8:...
https://ficoforums.myfico.com/t5/Auto-Loans/Hyundai-2-months-behind-on-auto-loan-payment-reporting/td-p/6786468
Any auto lenders that only use Transunion? - myFICO® Forums
...Re: Any auto lenders that only use Transunion? This almost seems to be a regional thing. Most if not all the dealers/lenders in the midwest use trans. I'd call a dealer in WI, IL or IA and ask. Then just buy your car from them....
https://ficoforums.myfico.com/t5/Auto-Loans/Any-auto-lenders-that-only-use-Transunion/td-p/5046067