Auto loan rewrite - myFICO® Forums - 1576808
...Re: Auto loan rewrite Are you asking about refinancing your auto loan ? Auto loans are installment loans and FICO doesn't weigh the amount of installment debt very heavily at all, so you won't see much score improvement as your balance decreases....
https://ficoforums.myfico.com/t5/Auto-Loans/Auto-loan-rewrite/td-p/1576808
Auto Loan Rewrite- Ford Credit - myFICO® Forums - 640655
...Auto Loan Rewrite- Ford Credit Good Morning, I am applying for a mortgage and in order to qualify I have to lower my DTI. My only debt is a car payment that is $488 a month. There is only 15 months left, but right now I do not have the money to pay it off since most of my reserves are going towards a down payment....
https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan-Rewrite-Ford-Credit/td-p/640655
Dealership submitted my credit application with th ... - myFICO® Forums
...On July 1 evening, I agreed to purchase a new car from a dealership and filled out their handwritten credit application with my income as $8,000 monthly. Salesperson gives the handwritten credit application to the finance manager while I wait at the front of the dealership. Without allowing me to ve......
https://ficoforums.myfico.com/t5/Auto-Loans/Dealership-submitted-my-credit-application-with-the-incorrect/td-p/5673848
Contract was changed after I signed/left the dealership.
...Understanding that they dealership shouldn't have changed the date, how has this affected your credit? You should have your old account paid off and your new account showing an inception date with your payment history. Was the payoff on the old lease made LATE or was the payment on your new lease posted late? What "credit issue" is happening to you? The dealership cannot change your contract ......
https://ficoforums.myfico.com/t5/Auto-Loans/Contract-was-changed-after-I-signed-left-the-dealership/td-p/6791118
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Auto Loans - myFICO® Forums
...It?s always helpful to get a little advice before committing to an auto loan. From loans, leases, approvals and terms, this is your board to talk everything auto loans....
https://ficoforums.myfico.com/t5/Auto-Loans/bd-p/autoloans
Capital One Auto Navigator Pre-Qualification Question
...Capital One Auto Navigator Pre-Qualification Question I was pre-approved through Capital One Auto Navigator tool for up to $55,000. I plan on putting $10,500 down. However, the site shows me pre-qualified through this dealership even though the OTD finance amount less down payment is greater than the $55K I was pre-approved for....
https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-Auto-Navigator-Pre-Qualification-Question/td-p/6737494
Auto Lease Approval Days After BK Discharge - myFICO® Forums
...Auto Lease Approval Days After BK Discharge Hello, I wanted to share some current information about leasing a new vehicle with fair credit in Jan 2025. In July 2024, we filed Chapter 7 bankruptcy due to business and legal issues, including significant financial losses from stolen money and assets, from the busienss, hence legal issues....
https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Lease-Approval-Days-After-BK-Discharge/td-p/6807320
Any auto lenders that only use Transunion? - myFICO® Forums
...Re: Any auto lenders that only use Transunion? This almost seems to be a regional thing. Most if not all the dealers/lenders in the midwest use trans. I'd call a dealer in WI, IL or IA and ask. Then just buy your car from them....
https://ficoforums.myfico.com/t5/Auto-Loans/Any-auto-lenders-that-only-use-Transunion/td-p/5046067
Looking for Car Loan that only pulls Experian - myFICO® Forums
...My cleanest report is Experian which list some collections but no late payments and also had a good previously paid off auto loan. My EXPERIAN 8 score is 638 but my AUTO 8 is 645 and my AUTO 9 is 662. What company pulls EXPERIAN? I am looking to purchase a Hyuandai Palisade with options that would be a little under $40,000....
https://ficoforums.myfico.com/t5/Auto-Loans/Looking-for-Car-Loan-that-only-pulls-Experian/td-p/5750917